Terms

Terms for using this educational website.

By using this site, you acknowledge that its content is general information and that any service relationship requires a separate written agreement.

No professional relationship

Viewing this site, sending an email, or joining an introductory conversation does not create an attorney-client, tax-advisor, investment-advisor, insurance, fiduciary, or consulting relationship.

No reliance or guarantees

Do not rely on this site to make a legal, tax, investment, insurance, estate, retirement, or charitable-planning decision. Laws, circumstances, product terms, and professional judgments vary. No outcome, deduction, return, eligibility, or acceptance is promised.

Educational examples

Examples may simplify complex arrangements and are not recommendations. Capital Repositioning Trust™ is an educational program name, not an IRS trust type.

Third-party names and links

References to services and organizations are provided for context. Third-party sites control their own content and practices. NFFE at nfffe.org is distinct from NEFE at nefe.org.

Engagements and pricing

Any engagement requires a mutually accepted written scope. Pricing marked DRAFT / EXAMPLE is nonbinding, and this site provides no checkout.

Questions

Questions about these terms may be sent to [email protected].

Last updated: September 17, 2026.